Susan Kelly
Nov 07, 2023
Credit cards are a useful tool for managing your finances and earning rewards. But if you want to get the most out of your credit cards, it pays to keep tabs on current special offers or limited-time promotions. To ensure you get all the great deals, this guide will provide an overview of all the different types of promotions available across various credit card issuers, plus tips and tricks for taking advantage of them for maximum reward gains.
So whether you're shopping around for new cards or tracking down rewards opportunities with existing ones, we've got everything covered! Read on to learn how you can cash in on these irresistible offers and start getting justly rewarded today!
American Express is well-known for providing generous promotions and limited-time offers. From signup bonuses to exclusive reward opportunities, there are plenty of ways to maximize your rewards with American Express. Whether you're a frequent traveler or looking for everyday savings, you can take advantage of these special offers and enjoy the benefits that come along with them.
Signup bonuses are one of the most valuable offers you can take advantage of. American Express offers cards with generous bonus points or cash back when you open an account and meet certain spending requirements. For example, The Platinum Card® from American Express comes with 60,000 Membership Rewards® Points after spending $5,000 in the first 3 months. This is a great way to start with American Express and earn rewards.
American Express also offers limited-time promotions that include bonus points or cash back when you meet certain spending requirements within a specific period. For example, many cards offer quarterly bonuses on rotating categories such as gas stations, groceries, and travel expenses.
American Express also offers exclusive rewards that you can take advantage of. There are often promotional offers for dining, entertainment, and travel. For example, The Platinum Card® from American Express has access to over 1,200 airport lounges worldwide and up to $200 in statement credits each year for Uber or other qualifying services.
Another great promotion is the American Express Blue Cash Preferred® Card, which offers 6% Cashback on U.S. supermarkets up to $6,000 yearly and 3% Cashback on transit (including rideshare services like Uber) and gas station purchases. This card also comes with a welcome bonus of $250 when you spend $1,000 in the first 3 months after opening your account.
American Express is well-known for its generous welcome offers. Here are some of the current welcome offers available from American Express:
Earn 75,000 Membership Rewards® Points when you spend $10,000 in eligible purchases on the card within your first 3 months of Card Membership.
Earn 60,000 Membership Rewards® Points after you spend $5,000 in eligible purchases on the card within your first 3 months of Card Membership.
Earn 75,000 Membership Rewards® Points after spending $20,000 in eligible purchases on the card within your first 3 months of Card Membership.
Earn a $250 statement credit after spending $1,000 on card purchases within your first 3 months of Card Membership.
Earn 70,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after spending $2,000 in eligible purchases on the card within your first 3 months of Card Membership.
Chase is another great credit card issuer that offers various promotions and limited-time offers. From signup bonuses to exclusive rewards, there are plenty of ways to maximize your rewards with Chase.
The signup bonuses offered by Chase are among their most well-liked promotions. When you register a new account and complete specific spending conditions, you can obtain various cards with significant bonus points or cash back. For instance, the Chase Sapphire Preferred® Card offers 60,000 bonus points if $4,000 in purchases are made within the first 3 months of account creation.
Chase also offers generous welcome offers when you open an account. Here are some of the current welcome offers available from Chase:
After you spend $4,000 in the first 3 months after creating your account, you'll receive 60,000 extra points.
Earn a $150 bonus after you spend $500 in the first 3 months of opening your account.
Earn a $750 bonus when you spend $7,500 in the first 3 months of opening your account.
Earn 50,000 bonus points after spending $1,000 in the first 3 months of opening your account.
Earn 25,000 bonus points after spending $3,000 in the first 3 months of opening your account.
Discover is another great issuer of credit cards that offers promotions and limited-time offers. From signup bonuses to exclusive rewards, there are plenty of ways to maximize your rewards with Discover.
Discover's 5% Cashback incentive program is one of their most well-known promotions. You can earn an unlimited 5% Cashback Bonus on up to $1,500 in purchases made with certain Discover cards each quarter in a few specific areas. For instance, when you have activate your offer, the Discover it® Cash Back card offers a 5% Cashback Bonus at the Grocery Stores and Wholesale Clubs each quarter (on up to $1,500 in combined transactions).
Discover also has limited-time promotions that offer bonus points or cash back when you meet certain spending requirements within a specific period. For example, many cards offer quarterly bonuses on rotating categories such as gas stations, groceries, and travel expenses.
Capital One is another major credit card issuer that offers various promotions and limited-time offers. From signup bonuses to exclusive rewards, there are plenty of ways to maximize your rewards with Capital One.
One popular offer from Capital One is their Venture Rewards Credit Card which comes with a large welcome bonus, including 50,000 miles after spending $3,000 in the first 3 months of opening your account.
Capital One also offers additional rewards and discounts, such as 10x miles on hotels when booked and paid through their online travel portal. They also have limited-time promotions such as special categories with bonus points each quarter or cashback bonuses for select merchants.
There are a variety of different promotions available across various credit card issuers. These include signup bonuses, exclusive rewards, 5% Cashback bonus programs, limited-time offers, quarterly bonuses on rotating categories, and cashback bonuses for select merchants.
You can take advantage of these offers by looking out for new cards and tracking down reward opportunities with existing ones. You should also be aware of welcome bonuses from various issuers and additional rewards and discounts that may be available.
Yes, there are various tips and tricks for getting the most out of your credit card. Some of these include tracking expenses to budget appropriately, taking advantage of rewards programs and cashback bonuses, using exclusive discounts, and being aware of limited-time promotions.
In conclusion, taking advantage of special offers and limited-time promotions is a great way to maximize your rewards and get the most out of your credit cards. You can use this guide to help you find the best deals from various card issuers, stay up-to-date on current offers and take advantage of exclusive rewards and discounts. By taking these steps, you can ensure that you get the most out of your credit cards and get justly rewarded for spending responsibly.