Is Pets Best the Best for Your Pet? A Detailed Insurance Review

Are you the proud owner of a furry, four-legged companion? Do you love taking your pet on adventures, offering them plenty of treats and toys, and making sure their every need is met? If so, then it's important to make sure your beloved pet has the best insurance coverage possible in case of unexpected illnesses or accidents. Pets Best is one of the leading providers when it comes to pet health insurance plans - but does that mean they’re right for you and your furr baby? In this detailed review, we'll dive into what makes PetsBest unique as well as its pros and cons so that you can make an informed decision about the type of coverage your pet deserves.

Overview of Pets Best Insurance Plans:

Pets Best has several types of health insurance plans available to pet owners. Basic coverage includes accident and illness plans, with options for Wellness Care coverage, Extended Care coverage, and Essential Care Coverage. Accident-only care is also available if you’d rather just have protection in the case of an unexpected emergency. Additionally, Pets Best offers a selection of plans that cover all dogs and cats, as well as some exotic pets.

Advantages of Pets Best Plans:

One of the biggest advantages to selecting a pet insurance plan from Pets Best is their commitment to customer service. The company offers a 24/7 Claims Center as well as access to vets via email or phone for any questions you might have. Pets Best also offers discounts for multiple pets, which can be a great way to save money while ensuring all of your furry friends are taken care of. Additionally, the company is highly rated for claims processing speed and approval rate - meaning you won’t have to wait long to get your money back if something unexpected happens.

Disadvantages of Pets Best Plans:

The biggest disadvantage to selecting a pet insurance plan from Pets Best is the lack of coverage options. While they do offer plans for both dogs and cats, it’s important to note that there are no specialty or breed-specific plans available. Additionally, their coverage limits can be low - depending on the plan you select - so if your pet requires extensive medical attention, you may be left paying for more out of pocket than expected.

Availability and Coverage Options for Pets Best Insurance:

Pets Best is available in all 50 states, but coverage plans vary depending on where you live. Additionally, some breeds may not be eligible for coverage - so it’s important to check the eligibility rules before signing up. As mentioned earlier, Pets Best offers a variety of plan options ranging from Accident-only care to more comprehensive Wellness Care packages.

Cost of Pets Best Insurance:

Costs vary depending on the type of plan you select, as well as your pet’s age and breed. However, all plans include a $50 annual deductible with 80% coverage after reaching that threshold. Additionally, there are no lifetime or annual limits - meaning your pet is covered for any eligible medical expenses that occur during the policy period.

Types of Claims Covered by Pets Best Insurance:

Pets Best insurance covers a wide range of unexpected medical expenses such as emergency veterinary visits, surgery costs, X-rays and lab tests, prescription medications and more. There are some exclusions - such as pre-existing conditions or elective procedures - so it’s important to read the policy details before signing up.

Cost Analysis of the Different Plans Available from Pets Best Insurance:

When it comes to the different plans available from Pets Best, there are some clear differences in cost and coverage. The Accident-only plan is the most affordable option with a monthly premium of around $35 for a medium-sized dog - but this type of plan only covers unexpected accidents and not illnesses or routine care.

Wellness Care plans offer more comprehensive coverage and are more expensive, with premiums ranging from $50 to $100 per month depending on the size of your pet. Extended Care plans cover more illnesses but come with higher premiums - usually between $60 and $120 per month for a medium-sized dog.

Conclusion:

Pets Best Insurance is a great option for pet owners who want to ensure their four-legged companion is taken care of in case of an emergency. With a range of plan options, comprehensive coverage and reasonable premiums, Pets Best is sure to meet the needs of any pet owner. Whether you’re looking for basic Accident-only coverage or something more comprehensive, Pets Best has a plan to fit your needs.

This is just an overview of what Pets Best Insurance has to offer - it’s important to read the policy details and discuss any questions or concerns with a pet insurance specialist before signing up for coverage. Visit their website today to learn more about the different plans available and determine if Pets Best is the best choice for your pet.

FAQs:

Q: Does Pets Best cover pre-existing conditions?

A: Unfortunately, pre-existing conditions are not eligible for coverage under Pets Best Insurance plans.

Q: Are there any age restrictions on Pets Best plans?

A: Yes - pets must be aged between 6 weeks and 8 years old to be eligible for coverage.

Q: What types of pets does Pets Best cover?

A: Pets Best offers plans for both dogs and cats, as well as some exotic pets. Visit their website for more details on their coverage options.

Q: Does Pets Best offer discounts for multiple pets?

A: Yes, Pets Best offers discounts for policyholders with multiple pets. Contact them directly to learn more about their multi-pet discount program.